Should You Refinance Before the Fed Meets? The Break-Even Math That Answers It
Published on: 26/10/2026
Do not refinance because a Fed meeting is coming, and do not wait for one either. Refinance when the math pays for itself: $4,500 in costs divided by $163.92 a month in savings is 27.5 months to break even — and the VA's own 36-month rule proves the test. Here is the division, on a real $350,000 example:
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